[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.travena.cz\/nechteji-vam-nikde-pujcit\/#Article","mainEntityOfPage":"https:\/\/www.travena.cz\/nechteji-vam-nikde-pujcit\/","headline":"Necht\u011bj\u00ed v\u00e1m nikde p\u016fj\u010dit?","name":"Necht\u011bj\u00ed v\u00e1m nikde p\u016fj\u010dit?","description":"St\u00e1v\u00e1 se docela b\u011b\u017en\u011b, \u017ee nem\u00e1me tolik pen\u011bz, kolik bychom jich cht\u011bli v ide\u00e1ln\u00edm p\u0159\u00edpad\u011b m\u00edt. D\u016fvod\u016f to m\u00e1 n\u011bkolik, n\u00e1sledek ale v podstat\u011b jedin\u00fd. Nem\u016f\u017eeme si koupit v\u0161echno, po... <a href=\"https:\/\/www.travena.cz\/nechteji-vam-nikde-pujcit\/\">P\u0159e\u010d\u00edst<\/a>","datePublished":"2024-12-14","dateModified":"2024-12-14","author":{"@type":"Person","@id":"https:\/\/www.travena.cz\/author\/#Person","name":"","url":"https:\/\/www.travena.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/591310831c6f562dead2685065c7bfb166baf64da6e0332ad9d0a2e9c6c14446?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/591310831c6f562dead2685065c7bfb166baf64da6e0332ad9d0a2e9c6c14446?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"travena.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.travena.cz\/wp-content\/uploads\/ppppppp_10_10_10_3.jpg","url":"https:\/\/www.travena.cz\/wp-content\/uploads\/ppppppp_10_10_10_3.jpg","height":0,"width":0},"url":"https:\/\/www.travena.cz\/nechteji-vam-nikde-pujcit\/","about":["Finance"],"wordCount":462,"articleBody":"      St\u00e1v\u00e1 se docela b\u011b\u017en\u011b, \u017ee nem\u00e1me tolik pen\u011bz, kolik bychom jich cht\u011bli v ide\u00e1ln\u00edm p\u0159\u00edpad\u011b m\u00edt. D\u016fvod\u016f to m\u00e1 n\u011bkolik, n\u00e1sledek ale v podstat\u011b jedin\u00fd. Nem\u016f\u017eeme si koupit v\u0161echno, po \u010dem tou\u017e\u00edme, nem\u016f\u017eeme t\u0159eba ani zaplatit \u00fa\u010dty, kter\u00e9 se mus\u00ed zaplatit, nem\u016f\u017eeme si t\u00edm p\u00e1dem ani vytv\u00e1\u0159et finan\u010dn\u00ed rezervy. A tak n\u00e1m nen\u00ed p\u0159\u00edjemn\u011b. Proto\u017ee nic z toho nesn\u00e1\u0161\u00edme r\u00e1di.N\u011bkdy jsme prost\u011b relativn\u011b nebo t\u0159eba i naprosto chud\u00ed. Z\u00e1vid\u00edme t\u011bm, kdo maj\u00ed dost finan\u010dn\u00edch prost\u0159edk\u016f, proto\u017ee jich sami nem\u00e1me tolik, kolik by bylo t\u0159eba. A sn\u00edme o tom, jak by bylo kr\u00e1sn\u00e9, kdyby se tato situace zm\u011bnila k lep\u0161\u00edmu. Jen\u017ee ona se sama obvykle k lep\u0161\u00edmu nezm\u011bn\u00ed. A tak tomu mus\u00edme trochu nebo t\u0159eba i hodn\u011b pomoci. A co m\u00e1me pro svoji solventnost ud\u011blat? To v\u00edme v\u0161ichni. M\u00e1me si vyd\u011blat dal\u0161\u00ed pen\u00edze, tolik, aby n\u00e1m to sta\u010dilo. A proto\u017ee to n\u011bkdy nen\u00ed mo\u017en\u00e9, t\u0159eba se n\u00e1m hod\u00ed i n\u011bjak\u00e1 p\u016fj\u010dka.Mohlo by se zd\u00e1t, \u017ee s p\u016fj\u010dkami je to na rozd\u00edl od na\u0161ich p\u0159\u00edjm\u016f docela snadn\u00e9. Nemus\u00edme se u nich nam\u00e1hat, nemus\u00edme \u010dekat a\u017e do v\u00fdplaty v dal\u0161\u00edm m\u011bs\u00edci, ale prost\u011b si o pen\u00edze n\u011bkomu \u0159ekneme a dostaneme je. Jen\u017ee to je zkreslen\u00e1 p\u0159edstava. Ve skute\u010dnosti to tak nechod\u00ed. N\u011bkdy se i u p\u016fj\u010dek docela na\u010dek\u00e1me, n\u011bkdy se p\u0159i jejich z\u00edsk\u00e1v\u00e1n\u00ed zapot\u00edme v\u00edc ne\u017e p\u0159i pr\u00e1ci, a n\u011bkdy je vlastn\u011b t\u0159eba ani nedostaneme. Proto\u017ee m\u00e1me nap\u0159ed prok\u00e1zat, \u017ee zvl\u00e1dneme spl\u00e1cen\u00ed, a to se mnoh\u00fdm z n\u00e1s neda\u0159\u00ed. T\u0159eba t\u011bm s mal\u00fdm p\u0159\u00edjmem a z\u00e1znamem v registrech dlu\u017en\u00edk\u016f.Ale nebojte se. Navzdory tomu to nen\u00ed s p\u016fj\u010dkami zase a\u017e tak zl\u00e9. A pokud je \u010dlov\u011bk dokonal\u00fdm \u017eadatelem nebo v\u00ed, kde se ve sv\u00e9 situaci o p\u016fj\u010dku uch\u00e1zet m\u016f\u017ee, usp\u011bje. A co je tu tedy pro \u017eadatele, kter\u00fdm necht\u011bj\u00ed banky vyhov\u011bt? P\u0159ece nebankovn\u00ed hypot\u00e9ka. U t\u00e9 se toti\u017e p\u0159\u00edsn\u00e9 prov\u011b\u0159ov\u00e1n\u00ed majetkov\u00fdch pom\u011br\u016f \u017eadatele a nahl\u00ed\u017een\u00ed do registr\u016f dlu\u017en\u00edk\u016f nahrazuje z\u00e1stavou nemovitosti. A kdo zvl\u00e1dne d\u00e1t takovou z\u00e1ruku, nem\u00e1 probl\u00e9m tu pen\u00edze dostat.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Necht\u011bj\u00ed v\u00e1m nikde p\u016fj\u010dit?","item":"https:\/\/www.travena.cz\/nechteji-vam-nikde-pujcit\/#breadcrumbitem"}]}]