[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.travena.cz\/zivot-na-dluh\/#Article","mainEntityOfPage":"https:\/\/www.travena.cz\/zivot-na-dluh\/","headline":"\u017divot na dluh","name":"\u017divot na dluh","description":"Je s podivem kolik lid\u00ed si mysl\u00ed, \u017ee lze z\u00edskat hypot\u00e9ku, ani\u017e by n\u011bkdo zkoumal jejich p\u0159\u00edjmy a v\u00fddaje. P\u0159edstavuj\u00ed si, \u017ee p\u0159ijdou do banky nebo do nebankovn\u00ed spole\u010dnosti, \u0159eknou:... <a href=\"https:\/\/www.travena.cz\/zivot-na-dluh\/\">P\u0159e\u010d\u00edst<\/a>","datePublished":"2022-03-21","dateModified":"2023-06-06","author":{"@type":"Person","@id":"https:\/\/www.travena.cz\/author\/#Person","name":"","url":"https:\/\/www.travena.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/591310831c6f562dead2685065c7bfb166baf64da6e0332ad9d0a2e9c6c14446?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/591310831c6f562dead2685065c7bfb166baf64da6e0332ad9d0a2e9c6c14446?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"travena.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.travena.cz\/wp-content\/uploads\/money-g82e4ccd01_640_5.jpg","url":"https:\/\/www.travena.cz\/wp-content\/uploads\/money-g82e4ccd01_640_5.jpg","height":0,"width":0},"url":"https:\/\/www.travena.cz\/zivot-na-dluh\/","about":["Finance"],"wordCount":446,"articleBody":"      Je s podivem kolik lid\u00ed si mysl\u00ed, \u017ee lze z\u00edskat hypot\u00e9ku, ani\u017e by n\u011bkdo zkoumal jejich p\u0159\u00edjmy a v\u00fddaje. P\u0159edstavuj\u00ed si, \u017ee p\u0159ijdou do banky nebo do nebankovn\u00ed spole\u010dnosti, \u0159eknou: chci tolik a tolik, a druh\u00fd den nebo nejl\u00e9pe je\u0161t\u011b t\u00fd\u017e den, budou m\u00edt pen\u00edze na \u00fa\u010dtu. Americk\u00e1 hypot\u00e9ka bez dolo\u017een\u00ed p\u0159\u00edjmu FAHD, to nen\u00ed mo\u017en\u00e9 z\u00edskat. Ale je mo\u017en\u00e9 ji z\u00edskat, pokud p\u0159\u00edjmy dolo\u017e\u00edte a spole\u010dnost FAHD uzn\u00e1, \u017ee jste schopni spl\u00e1tky spl\u00e1cet a pen\u00edze opravdu m\u016f\u017eete m\u00edt druh\u00fd den na \u00fa\u010dtu. Dokl\u00e1dat je pot\u0159eba jak p\u0159\u00edjmy, tak i v\u00fddaje, to proto, \u017ee hypot\u00e9ka v\u00e1m m\u016f\u017ee b\u00fdt schv\u00e1lena i p\u0159i n\u00edzk\u00fdch p\u0159\u00edjmech, ale v\u017edy tu mus\u00ed b\u00fdt jistota va\u0161\u00ed schopnosti spl\u00e1cet.P\u016fj\u010dovat si pen\u00edze, to je n\u011bco, co n\u011bkte\u0159\u00ed lid\u00e9 d\u011blaj\u00ed b\u011b\u017en\u011b a n\u011bkdo to neud\u011bl\u00e1 za cel\u00fd \u017eivot. Pro m\u011b osobn\u011b z\u00e1vazek, \u017ee mus\u00edm dodr\u017eovat spl\u00e1tkov\u00fd kalend\u00e1\u0159 je n\u011bco nep\u0159edstaviteln\u00e9ho. Ale taky proto nikdy nebudu m\u00edt nov\u00e9 auto a taky jsem nikdy nemusela kupovat byt. Tohle jsou asi dv\u011b situace, na kter\u00e9 si lid\u00e9 p\u016fj\u010duj\u00ed nejb\u011b\u017en\u011bji. M\u00e1lokdo na\u0161et\u0159\u00ed sumu na cel\u00fd byt, zvl\u00e1\u0161\u0165 p\u0159i dne\u0161n\u00edch cen\u00e1ch, kter\u00e9 jsou ne\u00fam\u011brn\u011b vysok\u00e9.P\u016fj\u010dovat si na dovolenou nebo na d\u00e1rky na V\u00e1noce mi p\u0159ipad\u00e1 hodn\u011b rozma\u0159il\u00e9, a osobn\u011b si rad\u011bji dovolenou odpust\u00edm, nebo si ji ud\u011bl\u00e1m levn\u011bj\u0161\u00ed tuzemskou t\u0159eba pod stanem ne\u017e si br\u00e1t p\u016fj\u010dku, kterou budu rok spl\u00e1cet, abych si potom vzala dal\u0161\u00ed p\u016fj\u010dku. Ale jsou lid\u00e9, kte\u0159\u00ed se nau\u010dili v\u00fdhodn\u011b \u017e\u00edt na dluh. Nap\u016fj\u010duj\u00ed si na v\u0161echny strany, auto na leasing, hypot\u00e9ka na d\u016fm, spot\u0159ebn\u00ed \u00fav\u011bry a jsou spokojen\u00ed. Pokud zvl\u00e1daj\u00ed spl\u00e1cet, tak pro\u010d ne, ka\u017ed\u00fd m\u00e1 mo\u017enost volby, ale proto\u017ee sv\u00fdmi p\u0159\u00edjmy si m\u016f\u017ee b\u00fdt jist\u00fd m\u00e1lokdo a k v\u00fdpadku p\u0159\u00edjmu m\u016f\u017ee doj\u00edt velmi snadno, j\u00e1 bych klidn\u00fd sp\u00e1nek nem\u011bla. Ne\u010dekejte, \u017ee v\u00e1m n\u011bkdo d\u00e1 pen\u00edze a vy p\u0159itom nejste schopn\u00ed spl\u00e1cet, proto\u017ee nem\u00e1te \u017e\u00e1dn\u00fd p\u0159\u00edjem. Nicm\u00e9n\u011b, m\u00e1te-li aspo\u0148 n\u011bjak\u00fd p\u0159\u00edjem, kter\u00fd p\u0159evy\u0161uje va\u0161e v\u00fddaje, m\u016f\u017eete hypot\u00e9ku dostat.                                                                                                                                                                                                                                                                                                                                                                                           4\/5 - (11 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"\u017divot na dluh","item":"https:\/\/www.travena.cz\/zivot-na-dluh\/#breadcrumbitem"}]}]